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So a friend of mine just got her US green card... She's super excited after studying there for years,but she'd come home to Canada fore care (she was still considered a CAN resident). Anyway, now she's moving to the US but has IBD. She's deathly worried about the new mandate and whether or not it would cover her.

Secondly, how much are the rough estimates for monthly payment? She's in her early thirties.

She also wants to get surgery soon to remove her colon (at my advice) and is considering the Cleveland Clinic. Yet, she is a NY resident. How does that work in this process?

Any help would be appreciated !
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The first thing she needs to do is get insurance coverage. Obamacare does not fully implement until 2014. Do not assume she will have any sort of "free" coverage.

This isn't a good place to get information about this. Try this link:

http://obamacarefacts.com/obamacare-facts.php

As to getting surgery at Cleveland Clinic while living in New York, it all depends on her insurance coverage, unless she wants to pay out of pocket (not recommended).

Jan Smiler
IMO the significant feature of the Affordable Care Act isn't that insurance is mandated, but that it will be possible for individuals to buy reasonable insurance. Open enrollment in the Health Insurance Exchanges is scheduled to begin in October on a state-by-state basis. As with current plans, higher prices will tend to buy two things: lower co-pays and other out of pocket costs for treatment, and access to a broader group of providers. For coverage out of state it's critical to select a policy that provides that option, even though it will likely add cost.

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