Reply to "Friend went from BCIR to Kpouch"

i have hit my in network deductible so after i have paid several thousand dollars this year already, I am covered pretty much 100% for rest of this year.so if i decide on the kpouch it should be covered 100%. The BCIR i'm sure is out of network so it would be additional charges. not to mention Cleveland Clinic main campus is 20 minutes from where i live. the only issues would be 4-6 weeks off of work and short term disability does not cover the bills, as far as child support and whatever else...
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