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Reply to "What Is The Monthly Cost of Your Private Health Insurance?"

CT, we chose the HSA qualified plan for the same reasons, many years ago when my husband was still working at his firm. I spent hours crunching the numbers and they all wound up costing us a similar amount out of pocket because we are both high level health care users. The only real difference was the multi-level tax benefit. We were able to put that money away, tax free, and save it for the future. It seems like a small amount, but over time, it has added up. If you are interested in investing yours in Vanguard accounts, only HSA Administrators has that option (or at least that was the case for the years we investigated it).

The rub is that you need to expect a big hit at the beginning of the year. We just plan for it.

Jan

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